Charter vs. share: what really pays off?

Enter your figures and see straight away when a boat share works out cheaper than charter. No sign-up.

Your figures

€
m
€
weeks
Size of share

Running costs are estimated automatically (rule of thumb: boat length × boat type × cruising area).

Your result over 5 years

Charter Your share
Upfront costs €0
Costs per year
Total costs over 5 years
Use per year
After 5 years Nothing Your share (residual value)
Saving over 5 years
Break-even against charter

Estimated running costs: approx. €–/m/year × – m = approx. €–/year in total. Your share of that: €–/year. Excluding major repairs and fuel. Charter includes around €1,500 in extras for the one booking per year. The preset charter price is a high-season price in Croatia, and the additional costs are Croatian too. If you are calculating for Germany or inland waters, enter your own price; charter prices there are considerably lower. With a quarter, you are entitled to at least 2 weeks in July and August under our template; the rest of your 12 weeks on paper fall in the shoulder seasons. Upfront costs exclude PartABoat’s fee.

In context

What the figures tell you.

Break-even = from then on you save

The break-even shows after how many years your share is cheaper than carrying on chartering. With three charter weeks a year it lies at 2–4 years for the reference boats.

Don’t forget the residual value

After 5 years of charter you have nothing. After 5 years as a co-owner you have your share, which you can sell, leave to your heirs or keep. Depreciation is possible, but part of your money then sits in your share. Residual value means: your share has a resale value. How much you get depends on the boat and on the buyer; on the market a single share often fetches less than its portion of the whole boat.

More weeks possible

Charter gives you exactly the weeks you book. With a ¼ share you come to 12 weeks on paper. What a week costs you depends on how many of them you actually use.

What the calculator does not know

This calculator uses rules of thumb for running costs. Real costs depend on condition, age, berth and use. You enter the charter price yourself, as you know your market best. The saving is calculated without the residual value of your share. It may come on top at the end.

Do the sums add up?

Then take a look at which boats are available now, or talk to us about your situation.

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